Promotional financing options1 help you get what you really want or need

You don't have to let a small budget keep you from getting what you really want or need. That's why Compass Heating and Air offers promotional financing options when your purchase is made with a Home Services credit card issued by Synchrony Bank.

Synchrony Bank (formerly GE Capital Retail Finance) is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States2.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options1
  • Convenient monthly payment options
  • On-line account management

Applying online is quick, secure and private. To apply for a Home Services credit card, simply complete the online credit application.

synchrony  apply online

1Subject to credit approval. Minimum monthly payments required. See store for details.

2Based on purchase volume and receivables.

 

For all promotions: Qualifying purchase must be made with your credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

If your application is approved, or, if you are an existing cardholder, the below promotional financing options may be available.

Plan 600

Reduced9.99%APRandfixedmonthlypaymentsequalto1.25%ofpromopurchaseamount-UntilPaidinFull3

Estimatedpayoffperiod132months.Seebelowforadditionalinformation.

3Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  Regular account terms apply to non-promotional purchases. 

 

Plan 604

Reduced7.99%APRandfixedmonthlypaymentsequalto2.00%ofpromopurchaseamount-UntilPaidinFull4

Estimatedpayoffperiod47months.Seebelowforadditionalinformation.

4Monthly interest will be charged on promo purchases from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  Regular account terms apply to non-promotional purchases

 

Plan 602

Reduced5.99%APRandfixedmonthlypaymentsequalto3.00%ofpromopurchaseamount-UntilPaidinFull5

Estimatedpayoffperiod37months.Seebelow foradditionalinformation.

5Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  Regular account terms apply to non-promotional purchases. 

 

Plan 605

NoMonthlyInterestifPaidinFullWithin18Months(DeferredInterest)6

Monthly interestwillbechargedtoyour accountfrom the purchasedateifthepromotional purchaseisnotpaidin full within18months.Fixedmonthlypayments are requiredequalto2.50%ofthehighestbalanceapplicabletothis promo purchaseuntilpaidin full.Seebelowforadditionalinformation.

6No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.